The European Union’s Instant Payments Regulation (IPR) is poised to transform the payments landscape by making instant payments the new norm for euro-denominated transactions. This initiative aims to foster financial inclusion and accelerate innovation across the region. The key deadlines for it are January 9 and October 9, 2025.

With global IT spending set to reach $362 billion in 2025, the insurance industry is undergoing a major shift toward cutting-edge technologies. What does this mean for IT adoption in insurance, and what key steps should companies take to maintain a competitive edge? To answer these questions, we talked to our insurance experts – Igor Rakic, Partner and Client Director; Nedeljko Kuzmanovic, Partner and Delivery Manager; and Sonja Todorovic, Data Scientist.

In 2024, we experienced global instability but also major shifts in consumer spending across different age groups and rapid technological innovation in various areas. Some of them are sustainable practices, AI-driven personalisation, and omnichannel shopping.